More Reasons to Smile

Five Reasons to Buy Dental Cover

More and more Britons are becoming aware of the necessity of taking better care of their teeth. Bad oral health can sometimes lead to other major problems including diabetes and strokes. An increase in awareness of dental insurance and the slow decline in the number of NHS dentists means an increasing number of people are looking for affordable private dental insurance plans. The UK health insurance industry seems to be growing on the back of concern from the public that a fully supported national health system may not be sustainable in the future with Government spending cuts and decentralisation. Others simply want a greater choice of where they can go and who can treat them.

1. Peace of mind:

Having a good NHS dental plan means you will have peace of mind that you will be able to have oral problems seen to. With a dental plan, you and your family will receive excellent dental care whenever needed with substantial contributions towards the treatment costs. As a private dental patient you also benefit from the reassurance that only the best quality products will be used during your treatment.

2. Early appointments:

NHS dentists are inundated with patients, quickly filling available appointment slots, which means you could find yourself on the end of a long waiting list for treatments or even just regular dental check-ups.

3. Keep your own dentist:

With Dencover buying a dental plan does not mean you will need to change your dentist. In fact, we encourage you not to change your dentist when possible. Should you make an appointment as a private patient, it means you will be at the front of the queue as there are more appointment slots allocated to private patients. NHS dental patients need not worry though. Many dentists still continue to treat both NHS and private patients, but as a private patient, you can more conveniently set appointments to suit your needs. People seeing a dentist on the NHS are usually restricted to specified consultancy times on certain week days only. With Dencover we cover you either way, as we allow you to see your usual dentist as either a private or NHS patient.

4. Simple and quick claims process:

Claim forms are usually available for download (depending on who you decide to insure with), making claims both quicker and easier than they were a few years ago. When making a claim dental surgery receipts should be stapled to your claims form and posted back to your chosen insurer for swift processing. There are dental plans which require your dentist to make the claim on your behalf. You are almost always expected to make at the very least a part, if not full payment up front. When making a Dencover claim, your dentist must personally sign your claim form. When making a claim for substantial treatment there is always a chance that your chosen dental insurer will request additional information from your dentist to substantiate your claim. This is standard practice in the insurance industry.

5. Affordable insurance:

There are a variety of plans available to suit personal requirements, from individual dental insurance to complete family cover. With Dencover you are able to insure four adults and four children on a single policy.