Dental fitness

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It is a condition of acceptance that you are considered dentally fit i.e. have visited a dentist within the last 12 months and have no major problems or pre-existing conditions.

We will ask you in your application to certify that you have visited your dentist within the previous 12 months and that no treatment is currently required.

If you are in any doubt about your eligibility, talk to one of our sales advisors.

GENERAL EXCLUSIONS

Treatment needs that you were aware of before you applied for this cover

Treatment in the first 3 months of cover (except emergency or accidental dental injury treatment).

Cosmetic treatment

Any injuries sustained while playing sports without wearing a mouth guard

Prescription charges and damage to dentures

Self-inflicted injuries

Reimbursement of travel expenses or telephone calls

Oral cancer which you had when applying for cover or had sought treatment for in the 12 months before taking cover. Even if not diagnosed.

This is only a summary of the main terms and conditions of the Dencover policy. The policy wording contains full details of all benefits, terms and conditions and exclusions. A copy is available for download in PDF format from the link below.

Go to Dencover policy download page