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Dental fitness

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It is a condition of acceptance that you are considered dentally fit i.e. have visited a dentist within the last 12 months and have no major problems or pre-existing conditions. 

If you are in any doubt about your eligibility, talk to one of our sales advisors.

GENERAL EXCLUSIONS

  • Treatment needs that you were aware of before you applied for this cover
  • Treatment in the first 3 months of cover (except emergency or accidental dental injury treatment).
  • Cosmetic treatment
  • Any injuries sustained while playing sports without wearing a mouth guard
  • Prescription charges
  • Self-inflicted injuries
  • Reimbursement of travel expenses or telephone calls
  • Oral cancer which you had when applying for cover or had sought treatment for in the 12 months before taking cover. Even if not diagnosed.

    This is only a summary of the main terms and conditions of the Dencover policy. The policy wording contains full details of all benefits, terms and conditions and exclusions. A copy is available for download in PDF format from the link below.

    Go to Dencover policy download page
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