• Dencover dental insurance helps you manage the cost of looking after your teeth
• You can continue to use your own dentist
• You are covered for a wide range of regular care, treatments, and the unexpected
• There's a simple and quick claims process
• We cover both NHS and private dental treatment

Dencover dental insurance is a simple, affordable way to insure yourself against the rising cost of visiting the dentist.  A monthly direct debit payment from only £15.99 will provide you with cover towards the cost of a wide range of everyday dental care.

Our dental insurance policy covers two dental check-ups and two hygienist visits every year.   Dencover also include generous allowances for fillings, bridges, crowns, root canal work and other dental treatments as well as worldwide cover for accidental dental injury and for treatment of oral cancer.

Dencover dental insurance allows you to choose your most convenient dental practice which is over 28,000 dentists in 11,000 practices throughout the UK.

Five Reasons to Buy Dental Cover

More and more Britons are becoming aware of the necessity of taking better care of their teeth. Bad oral health can sometimes lead to other major problems including diabetes and strokes. The increase in awareness and the slow decline in the number of NHS dentists are leading the public to look for affordable private dental insurance plans. The UK health insurance industry seems to be growing on the back of concern from the public that a fully supported national health system may not be sustainable in the future with Government spending cuts and decentralisation. Others simply want a greater choice of where to go and who they have treat them.

1. Peace of mind: Having a good dental insurance plan means you will have peace of mind knowing you and your family will receive excellent dental care whenever needed without worrying about the costs, and the reassurance that only the best quality products will be used during your treatment.
2. Early appointments: NHS dentists are inundated with patients, quickly filling available dental surgery appointment slots which means you could find yourself on the end of a long waiting list for emergencies as well as regular appointments.
3. Keep your own dentist: Did you know that buying either NHS or private dental insurance plans does not always mean you will need to change your regular dentist. As a private patient it just means you will be at the front of the queue with more appointment slots available to you. Many dentists treat both NHS and private patients. But as a private patient, you can set appointments to suit your needs, while people seeing a dentist on the NHS are usually restricted to specified consultancy times on specific week days only. With Dencover you are covered either way. We pay 100% of the NHS fees up to your agreed limit and Dencover will contribute 75% of the cost of private treatment up to the amounts shown on the image to the left.
4. Simple and quick claims process: Once your dental cover is set up through a dental insurance plan, you only need to pay a low monthly premium to give your whole family the dental protection they need. Claim forms are usually available for download; dental surgery receipts stapled to the claims form can be posted back to your insurer for swift processing. Other plans require your dentist to make the claim on your behalf. You are almost always expected to make at the very least a part payment upfront.
5. Affordable insurance: There are many plans available to suit personal requirements, from individual dental insurance to complete family cover with up to four children listed on the policy. Dencover is currently one of the few dental insurers offering discounts for spouses and allowing students to be added to cover while studying at University or college. (Restrictions and conditions do apply)

A dental insurance plan will give you peace of mind knowing you can get early appointments if registered at a private dental surgery and the knowledge that as an NHS patient you will be able to claim back much if not all of the treatment costs*. It’s always great if you are able to keep your own dentist who knows you when you join a new dental insurance plan. Dencover are trying to make dental cover affordable for everyone.
Compare dental plans to find the one that is right for you.

*Dependent on which dental insurance company you buy from and the plan you choose.