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Dencover Gold Dental Insurance Plan

Our Dencover Gold dental insurance plan offers a combined benefit of over £100 towards check up and hygienist fees from day one, and up to £410 towards fillings and extractions.

Further details of the excellent benefits offered can be found in the table below.
You can also compare NHS against another level of cover or simply click the big pink button to get your personal quote in a in a couple of clicks.

From £11.99
per month

Quote Me! Compare

What's included in our policy

Discover your Smile

Routine dental check ups and x-rays

This includes your regular exam and any x-rays that may be taken during the appointment. You can claim for these visits from day one, so there’s no need to wait!

How much can I claim per policy year?

£55

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

Today

Uncover your smile

Scale & polish/hygienists

We also provide immediate cover for scale and polish treatments and trips to the hygienist!

How much can I claim per policy year?

£65

This is your annual policy limit.

How much will I get back when I make a claim?

80%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

Today

Recover your smile

Fillings, extractions, dentures, crowns, root canal and bridges

Our policy can help you quickly reclaim the cost of expensive dental treatments.

How much can I claim per policy year?

£410*

*£210 is the maximum available for crown, root canal and bridge treatment

How much will I get back when I make a claim?

55%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

2 months
From the start
of your policy

Accident

Worldwide cover for the essential dental treatment needed following an accident or injury.

We’ll cover the treatment required to restore your smile and general oral health following an accident.

How much can I claim per policy year?

£7,500

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

15 days
From the start
of your policy

Emergency

Worldwide cover for dental treatment urgently required in order to alleviate pain.

Claim the cost of treatment needed for severe pain; trauma to your teeth or mouth or for acute infection(s).

How much can I claim per policy year?

£850

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

15 days
From the start
of your policy

Hospital

We will cover you for a maximum of 20 nights stay.

Cover for each night you spend at an NHS hospital in the UK as an in-patient where the over-night stay is primarily related to dental treatment.

How much can I claim per policy year?

£50 per night

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

3 months
From the start
of your policy

Oral cancer

One off single payment for lifetime of the policy

How much can I claim per policy year?

£7,500

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

2 months
From the start
of your policy

To understand these benefits a bit better, check out our

Jargon Buster

Popular questions about our cover

  • Can I use my policy straight away?

    Yes, you're able to use your policy from day one to claim for check ups and scalings.

  • Can I claim for something that has been treated in the past?

    Unfortunately we're unable to provide cover for dental treatment you knew about, had treated, or arranged to see a dentist about in the 12 months prior to your start date.

  • What does the 55% mean in ‘Recover your smile’

    If you claim for a treatment such as a filling, we'll pay 55% of the cost of the treatment up to the annual maximum benefit.

  • What does the 80% mean in ‘Uncover your smile’

    If you make a claim for a treatment such as a hygienist visit, we'll pay 80% of the cost of the treatment up to the annual maximum benefit.

We’ve got a lot more useful questions and answers on our FAQs page

Check them out