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dencover NHS Dental Insurance Plan

dencover NHS is our most affordable dental insurance plan starting at £6.00 per month; that’s just 20p per day! Our NHS dental plans offer a range of dental benefits for check-up and hygienist charges from day one, so you can join today and claim today for your dental treatments.

Further details of the excellent NHS dental plans cover benefits offered can be found in the table below.

You can also compare NHS insurance dental plans against another level of cover or simply click the big pink button to get your personal quote in a couple of clicks.

From £6.00
per month

Start your quote Compare

What's included in our dental insurance plan

Discover your Smile

Routine dental check-ups and x-rays

This includes your twice a year exam and any x-rays that may be taken during the appointment. You can claim for these visits from day one, so there’s no need to wait!

How much can I claim per policy year?

£21.60

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

Today

Uncover your smile

Scale & polish/hygienists

We also provide immediate cover for scale and polish treatments and trips to the hygienist!

How much can I claim per policy year?

£21.60

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

Today

Recover your smile

Fillings, extractions, dentures, crowns, root canal and bridges.

Our policy can help you quickly reclaim the cost of expensive dental treatments.

How much can I claim per policy year?

£118.20

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

2 months
From the start
of your policy

Accident

Worldwide cover for the essential dental treatment needed following an accident or injury.

We’ll cover the treatment required to restore your smile and general oral health following an accident.

How much can I claim per policy year?

£2,500

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

15 days
From the start
of your policy

Emergency

Worldwide cover for dental treatment urgently required in order to alleviate pain.

Claim the cost of treatment needed for severe pain; trauma to your teeth or mouth or for acute infection(s).

How much can I claim per policy year?

£425

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

15 days
From the start
of your policy

Hospital

Upgrade to our next cover plan (Silver) for hospital cover.

How much can I claim per policy year?

£0

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

3 months
From the start
of your policy

Oral cancer

One-off single payment for the lifetime of the policy.

How much can I claim per policy year?

£2,500

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

2 months
From the start
of your policy

To understand the benefits better, visit our

Jargon Buster

Popular questions about our dental plan cover

  • Can I claim for something that has been treated in the past ? (pre-existing conditions)

    No. We cannot provide cover for treatment received directly relating to a condition that you've seen or arranged to see a dentist about in the 12 months prior to the start date. For further information about pre-existing conditions, please read the Policy wording.

  • What do you mean when you say ‘Start claiming’? (qualifying period)

    This is the set amount of time you'll need to wait before you can claim for certain treatments. For example, you can claim towards check ups from day one on your policy but will need to wait 2 months before claiming for a filling.

  • Will I be covered for cosmetic treatment?

    No. We don't provide any cover for cosmetic treatments.

  • Can I claim from day one?

    Yes! You can use your policy as soon as today to claim for a check-up and clean. However, if you require further treatment, the qualification period will apply.

We've got a lot more useful questions and answers about our private dental insurance plans on the FAQs page

Check them out