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dencover NHS Dental Insurance Plan

dencover NHS is our lowest cost dental insurance plan starting at £6.00 per month; that’s just 20p per day for dental cover. Our NHS dental plan offers a range of dental benefits, including cover towards check-up and hygienist charges from day one.

Further details of the cover and benefits of our NHS dental plan can be found in the table below. Please see policy doc for terms & conditions and exclusions.

You can compare this dental plan against our other levels of cover by simply clicking the compare button. Or if you're ready to get a quote, get started.

From £6.00
per month

Start your quote Compare

What's included in our dental insurance plan

Discover your Smile

Routine dental check-ups and x-rays

By this we mean your regular exam and any x-rays that may be taken during the appointment. You can claim for these visits from day one of your policy.

How much can I claim per policy year?

£22.70

This is your annual policy limit.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

Today

Uncover your smile

Scale & polish/hygienists

We also provide immediate cover towards scale and polish treatments and trips to the hygienist.

How much can I claim per policy year?

£22.70

This is your annual policy limit.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

Today

Recover your smile

Fillings, extractions, dentures, crowns, root canal and bridges.

Our policy can help you claim towards the cost of these restorative dental treatments.

How much can I claim per policy year?

£124.20

This is your annual policy limit.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

60 days
From the start
of your policy

Accident

Worldwide cover for dental treatment following an accident or injury.

Treatment needed to restore your teeth and/or general oral health to their pre-accident condition.

How much can I claim per policy year?

£2,500

This is your annual policy limit.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

15 days
From the start
of your policy

Emergency

Worldwide cover for dental treatment urgently required in order to alleviate pain.

Claim the cost of urgent treatment needed for severe pain; trauma to your teeth or mouth or for acute infection(s), completed during a single emergency appointment.

How much can I claim per policy year?

£425

This is your annual policy limit.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

15 days
From the start
of your policy

Hospital

Upgrade to our next cover plan (Silver) for hospital cover.

How much can I claim per policy year?

£0

This is your annual policy limit.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

3 months
From the start
of your policy

Oral cancer

One-off single payment for the lifetime of the policy.

How much can I claim?

£2,500

This is a one-off single payment.

How much will I get back when I make a claim?

100%
Up to the policy limits

When can I start claiming?

60 days
From the start
of your policy

To understand the benefits better, visit our

Jargon Buster

Popular questions about our dental plan cover

  • What do you mean when you say ‘Start claiming’? (qualifying period)

    This is the set amount of time you'll need to wait before you can claim for certain treatments. For example, you can claim towards check ups from day one on your policy but will need to wait 2 months before claiming for a filling.

  • Do you pay my dentist for me?

    No. We ask that you pay for the treatment first and then reclaim the cost through your policy acording to your plan entitlements.

  • Can I claim from day one?

    Yes! You can use your policy as soon as today to claim for a check-up and clean. However, if you require further treatment, the qualification period will apply.

  • Can I claim for pre-existing conditions?

    No. We cannot provide cover for treatment received directly relating to a condition that you've seen or arranged to see a dentist about in the 12 months prior to the start date. For further information about pre-existing conditions, please read the Policy wording.

We've got a lot more useful questions and answers about our private dental insurance plans on the FAQs page

Check them out