We’ve been recognised! Our plans have been reviewed and certified by the UK’s leading dental health charity. Learn more

Dencover NHS Dental Insurance Plan

Dencover NHS is our most affordable dental insurance plan starting at £4.99 per month; that’s just 16p per day! NHS offers cover for check up and hygienist charges from day one, so you can join today and claim today!

Further details of the excellent benefits offered can be found in the table below.You can also compare NHS against another level of cover or simply click the big pink button to get your personal quote in a in a couple of clicks.

From £4.99
per month

Quote Me! Compare

What's included in our policy

Discover your Smile

Routine dental check ups and x-rays

This includes your twice a year exam and any x-rays that may be taken during the appointment. You can claim for these visits from day one, so there’s no need to wait!

How much can I claim per policy year?

£20.60

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

Today

Uncover your smile

Scale & polish/hygienists

We also provide immediate cover for scale and polish treatments and trips to the hygienist!

How much can I claim per policy year?

£20.60

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

Today

Recover your smile

Fillings, extractions, dentures, crowns, root canal and bridges.

Our policy can help you quickly reclaim the cost of expensive dental treatments.

How much can I claim per policy year?

£112.60

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

2 months
From the start
of your policy

Accident

Worldwide cover for the essential dental treatment needed following an accident or injury.

We’ll cover the treatment required to restore your smile and general oral health following an accident.

How much can I claim per policy year?

£2,500

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

15 days
From the start
of your policy

Emergency

Worldwide cover for dental treatment urgently required in order to alleviate pain.

Claim the cost of treatment needed for severe pain; trauma to your teeth or mouth or for acute infection(s).

How much can I claim per policy year?

£425

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

15 days
From the start
of your policy

Hospital

Upgrade to our next cover plan (Silver) for hospital cover.

How much can I claim per policy year?

£0

This is your annual policy limit.

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

3 months
From the start
of your policy

Oral cancer

One-off single payment for the lifetime of the policy.

How much can I claim per policy year?

£2,500

How much will I get back when I make a claim?

100%

This is the amount reimbursed per claim up to the annual policy limit.

When can I start claiming?

2 months
From the start
of your policy

To understand these benefits a bit better, check out our

Jargon Buster

Popular questions about our cover

  • How are dental claims paid?

    Once we receive a valid claim, we will re-pay your costs according to your policy entitlements straight into your bank account.

  • Can I claim for something that has been treated in the past?

    Unfortunately we're unable to provide cover for dental treatment you knew about, had treated, or arranged to see a dentist about in the 12 months prior to your start date.

  • Can I claim for NHS and private dental treatment?

    Yes. You’re able to claim for NHS or private dental treatment, no matter which policy you choose. Check out each of the dental insurance plan entitlements to see how much you can claim for each treatment.

  • Can I use my policy straight away?

    Yes, you're able to use your policy from day one to claim for check ups and scalings.

We’ve got a lot more useful questions and answers on our FAQs page

Check them out